Finance

Kiyosaki’s Bitcoin Bet: How the Rich Dad Is Navigating Inflation and Banking on Crypto’s Future

Kiyosaki urges hard assets like Bitcoin amid inflation, criticizes central banks and education. He favors gold, silver.

September 18, 2025, 8:22 AM

A businessman holds a stack of Bitcoin in front of a double exposure of a stock chart, representing an investment concept.

As the stock chart illuminates, this businessman's Bitcoin holdings reflect the volatile yet promising future of digital investment. By MDL.

Executive Summary

Robert Kiyosaki advocates for accumulating “hard money” assets—gold, silver, oil, Bitcoin, and Ethereum—while criticizing central banks and the traditional education system for promoting “fake money” and widening the wealth gap.

Kiyosaki’s investment strategy involves using proceeds from rental properties to acquire hard assets and warns against “paper assets” like Exchange Traded Funds (ETFs), having personally accumulated 60 Bitcoin since purchasing it at $6,000.

Amidst persistent global inflation that erodes purchasing power, cryptocurrencies like Bitcoin and stablecoins are increasingly adopted as hedges against economic instability, with Bitcoin demonstrating significant growth and being used in high-inflation nations.

The Story So Far

Persistent global inflationary pressures, with central banks failing to meet targets and significant historical erosion of fiat currency purchasing power, are fueling widespread skepticism towards traditional financial systems and institutions. This economic environment is driving investors to seek alternative “hard money” assets, such as gold, silver, and cryptocurrencies like Bitcoin and Ethereum, which are increasingly perceived as essential hedges against economic instability and a means to preserve wealth.

Why This Matters

Robert Kiyosaki’s strong advocacy for “hard money” assets like gold, silver, Bitcoin, and Ethereum, driven by his distrust of central banks and concerns over persistent inflation, underscores a significant shift in investor sentiment. This perspective highlights a growing movement towards alternative assets as a perceived hedge against economic instability, potentially influencing how individuals approach wealth preservation and consider cryptocurrencies in their portfolios.

Who Thinks What?

Robert Kiyosaki advocates for accumulating “hard money” assets such as gold, silver, oil, Bitcoin, and Ethereum, criticizing central banks as “criminal organizations” for printing “fake money” and the traditional education system for allegedly indoctrinating people to work for it, which he believes widens the rich-poor gap.

The traditional financial system, represented by central banks like the Federal Reserve, aims for an inflation target, though it has struggled to maintain it, leading to a significant erosion of purchasing power for fiat currencies over time.

Individuals in nations experiencing high inflation rates are increasingly turning to cryptocurrencies, such as stablecoins, as a means to protect their wealth and hedge against economic instability.

Author and financial educator Robert Kiyosaki, known for his book *Rich Dad, Poor Dad*, has doubled down on his advocacy for accumulating what he terms “hard money” assets, specifically naming gold, silver, oil, Bitcoin, and Ethereum. Kiyosaki vehemently criticized central banks as “criminal organizations” and the traditional education system for allegedly indoctrinating young people to work for “fake money,” calling it a “criminal” act. He argues that such practices contribute to widening the gap between the rich and the poor.

Kiyosaki’s Investment Philosophy

Kiyosaki asserts that “poor people are poor because they have no idea what real money is,” attributing this lack of understanding to academic institutions. He believes that central banks, by printing money, inherently enrich the wealthy while diminishing the purchasing power of the less affluent. His personal investment strategy includes using proceeds from rental properties to acquire his preferred hard assets.

Kiyosaki also issued a warning against Exchange Traded Funds (ETFs), labeling them as “paper assets.” He has previously stated that he would accumulate more gold, silver, and Bitcoin if their prices were to significantly drop, indicating a long-term belief in their value.

Inflationary Concerns and Bitcoin’s Rise

The financial guru’s comments come amidst persistent inflationary pressures. The Federal Reserve’s inflation target of 2% has not been met since 2021, with August’s headline inflation reported at 2.9% and core inflation at 3.2%. Historical data suggests that $1,000 held from August 2000 to August 2025 could lose nearly 47% of its purchasing power due to inflation.

In contrast to declining fiat currency value, Bitcoin (BTC) has demonstrated significant growth, rallying more than 900% over the past five years. Kiyosaki himself revealed that he took time to understand Bitcoin but began purchasing it at $6,000. He now reportedly holds 60 BTC, valued at approximately $7 million, and has previously predicted Bitcoin could reach $1 million within the next decade.

Global Impact of Inflation and Crypto Adoption

The erosion of purchasing power due to inflation is a global phenomenon, leading individuals in nations with high inflation rates to increasingly turn to cryptocurrencies for financial protection. A notable example is Venezuela, which faces an annual inflation rate of 229% and has seen a rise in the use of stablecoins like Tether (USDT) as a hedge against economic instability.

Key Takeaways

Robert Kiyosaki’s strong advocacy for gold, silver, oil, Bitcoin, and Ethereum reflects a deep skepticism towards traditional monetary policies and institutions. His views underscore a growing sentiment among some investors seeking alternative assets to preserve wealth in an inflationary environment, highlighting the increasing relevance of cryptocurrencies as a perceived hedge against economic uncertainty.