Bitcoin’s $105,000 Plunge: How Banking Fears Triggered Crypto’s $1 Billion Liquidation

Bitcoin fell below $105,000, triggering $1B+ liquidations due to U.S. banking sector fears.
Collage of a stressed trader looking at a screen with a Bitcoin graph representing a cryptocurrency collapse. Collage of a stressed trader looking at a screen with a Bitcoin graph representing a cryptocurrency collapse.
As the cryptocurrency market plummets, a stressed trader grapples with the fallout of the Bitcoin collapse. By MDL.

Executive Summary

  • The cryptocurrency market experienced a significant downturn, with Bitcoin plunging below $105,000 and the total market capitalization falling to $3.64 trillion, triggering over $1 billion in liquidations.
  • The widespread sell-off was primarily driven by a “flight to safety” amid growing fears surrounding the stability of the U.S. regional banking sector, indicating contagion from traditional finance.
  • Major altcoins suffered substantial corrections, with BNB seeing the most significant decline, while expert sentiment remains mixed with long-term bullish outlooks contrasting short-term bearish predictions.
  • The Story So Far

  • The recent downturn in the cryptocurrency market was primarily driven by growing fears surrounding the stability of the U.S. regional banking sector, as reports of loan book issues at lenders like Zions Bancorporation and Western Alliance triggered a sharp sell-off in bank shares, prompting a “flight to safety” from risk assets across traditional and crypto markets.
  • Why This Matters

  • The recent cryptocurrency market downturn, driven by “flight to safety” fears stemming from the U.S. regional banking sector, underscores crypto’s significant sensitivity to macroeconomic concerns and traditional finance contagion. This event triggered over $1 billion in liquidations across Bitcoin and altcoins, highlighting the market’s inherent volatility and the prevalence of leveraged positions, even as some analysts maintain a long-term bullish outlook despite short-term bearish sentiment.
  • Who Thinks What?

  • Derek Lim, head of research at Caladan, attributes the cryptocurrency market’s downturn to a “flight to safety” amid growing fears surrounding the stability of the U.S. regional banking sector, which caused a sharp selloff in bank shares and subsequently impacted risk assets.
  • Despite the current market correction, Derek Lim expresses an optimistic outlook for the broader crypto markets, citing a “bullish market structure.”
  • Short-term traders and prediction markets appear bearish, with a market on Myriad showing a 68% chance of Bitcoin’s next move taking it to $100,000 rather than $120,000.
  • The cryptocurrency market experienced a significant downturn on Thursday, with Bitcoin plunging below $105,000 and the total crypto market capitalization falling to $3.64 trillion, its lowest level since July. This widespread sell-off, which triggered over $1 billion in liquidations, was primarily driven by a “flight to safety” amid growing fears surrounding the stability of the U.S. regional banking sector.

    Market Plunge Details

    Bitcoin led the slide, dropping 5.6% over 24 hours to an intraday low of $104,853. This decline pulled the overall crypto market capitalization down by 5.9% to $3.64 trillion, according to CoinGecko data.

    Traditional Finance Contagion

    Derek Lim, head of research at market-making firm Caladan, explained that the panic originated in traditional finance. Reports of loan book issues at lenders such as Zions Bancorporation and Western Alliance triggered a sharp selloff in bank shares, which subsequently impacted risk assets.

    Lim noted that as concerns spread through the financial sector, risk appetite weakened severely across all markets. This led crypto traders to initiate a flight to safety, contributing to the market drop.

    Altcoins Suffer Significant Corrections

    Major altcoins, still fragile from the previous week’s flash crash, faced substantial corrections. Ethereum saw a 7.4% drop on the day, while XRP, Solana, Tron, Dogecoin, and Cardano experienced losses ranging from 4% to 9%.

    BNB suffered the most significant decline among major altcoins, falling 12.3% over the 24-hour period.

    Massive Liquidations Across the Market

    The broad market sell-off resulted in a massive unwind of leveraged positions. Total liquidations across the market reached $1.09 billion, with Bitcoin and Ethereum traders accounting for more than 55% of the total, according to CoinGlass data.

    Expert Outlook and Sentiment

    Despite the worrying signals from traditional finance, Lim expressed an optimistic outlook for the broader crypto markets, citing a “bullish market structure.” This measured outlook found some support in prediction markets, where users on Myriad placed a 66% chance on Bitcoin closing October with more green candles than Ethereum.

    However, short-term traders appear to remain bearish. A market on whether Bitcoin’s next move would take it to $120,000 or $100,000 showed a steep increase in the chance of the latter, surging to 68% Friday morning.

    Key Takeaways

    The recent cryptocurrency market correction underscores the sector’s sensitivity to macroeconomic concerns, particularly those emanating from traditional finance. While a significant unwind of leveraged positions occurred, some analysts maintain a long-term bullish perspective, even as short-term sentiment points to further downside.

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