In a world where homeownership often feels like a distant dream, Karla Cobreiro made it her reality. At 33, she purchased her first home in South Florida, and she did it without the help of a partner or spouse. It was a decision born out of determination, careful planning, and the desire for independence. “I wanted my own space and control over my future,” she explained. “Most importantly, I was ready to start a new chapter.”
Karla’s journey to homeownership began in Cuba, where she was born. Moving to the US at the age of four with her parents, she grew up in Miami, constantly aware of the American dream that often centers around owning a home. After leaving for college, she returned to live with her parents to save money—a sacrifice that many can relate to but would not necessarily choose to make.
Living at home had its benefits and challenges. While grateful for the financial support, Karla found herself navigating family dynamics that sometimes felt stifling. Comments on her every move, made in love, could become overwhelming. Yet, she stayed focused on her ultimate goal, even as she questioned whether it was time to venture out on her own.
Karla’s patience paid off. “I didn’t want to be house-poor or struggle financially,” she said, emphasizing her methodical approach to savings and expenses. By November 2022, she was financially ready, having amassed enough for a hefty down payment and built a solid emergency fund. Her diligence allowed her to purchase a 900-square-foot condo in Downtown Doral for about $400,000.
Her timing wasn’t without its challenges. Entering the real estate market during the COVID-19 pandemic meant contending with sky-high home prices and fierce competition. Many times, she found herself in bidding wars, properties slipping away to cash offers far above asking prices. “I cried more about real estate than anything else,” she admitted, a sentiment echoed by many in a similar plight. “It felt like I’d done everything right yet faced constant rejection.”
Despite the hurdles, persistence led to success. After a year of searching, Karla’s offer on a third property was accepted. Her new home, a condo, offered not only a place to live but a wise investment in her future. The space was perfect for her needs, complete with a den for work-from-home days and a view that captured the beauty of South Florida sunsets.
Karla’s decision to buy a condo reflected her lifestyle preferences. The security and convenience of condo living appealed to her as a single woman. Her building’s amenities, including concierge services and a gated garage, added peace of mind. Plus, the urban vibe of her new neighborhood contrasted sharply with the suburban life she had known, offering easy access to shops, cafés, and entertainment.
With renovations mostly complete, thanks to her father’s expertise in construction, Karla’s condo became a comfortable, personalized space. “I can make decisions without compromise,” she noted, appreciating the freedom solo ownership affords. Her humorous quip, “It’s just me and this mortgage,” captures both the challenges and joys of her new status as a homeowner.
Owning a home on her own terms marks a significant milestone for Karla Cobreiro, representing not only personal growth but financial independence. While the journey was fraught with emotional and logistical hurdles, it has empowered her in ways she hadn’t anticipated. As she settles into this new phase of life, Karla reflects on the rightness of her decision, cherishing the independence she has achieved while acknowledging the continued support of her family.
Source: Yahoo
