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Financial Strategies

Discover effective financial strategies to enhance your personal and business financial health.

95 posts

A woman is seated and focused on reading several documents.

A woman is seated and focused on reading several documents.

Finance

The Truth About “Good Debt” vs. “Bad Debt”

byEditorial Staff

July 15, 2025, 12:29 PM

Close-up of a young woman's hand cutting a credit card with scissors against a pink background.

Close-up of a young woman's hand cutting a credit card with scissors against a pink background.

Finance

Is It Ever a Good Idea to Dip into Your 401(k) to Pay Off Debt?

byEditorial Staff

July 15, 2025, 11:37 AM

A person uses scissors to cut a credit card in half.

A person uses scissors to cut a credit card in half.

Finance

How to Deal with Medical Debt: Your Rights and Options

byEditorial Staff

July 15, 2025, 9:44 AM

A glass jar filled with coins sits on a table next to a graduation cap, symbolizing savings for education.

A glass jar filled with coins sits on a table next to a graduation cap, symbolizing savings for education.

Finance

What Happens if You Default on Your Student Loans?

byEditorial Staff

July 14, 2025, 5:51 PM

A man in a yellow sweater and jacket holds documents and money, illustrating the concept of economic crisis and high utility bills.

A man in a yellow sweater and jacket holds documents and money, illustrating the concept of economic crisis and high utility bills.

Finance

The Ultimate Guide to Public Service Loan Forgiveness (PSLF)

byEditorial Staff

July 14, 2025, 4:37 PM

An excited young woman holding a piggy bank and pointing upwards, with a tablet and papers on a desk in front of her.

An excited young woman holding a piggy bank and pointing upwards, with a tablet and papers on a desk in front of her.

Finance

How to Pay Off Student Loans Faster

byEditorial Staff

July 14, 2025, 9:18 AM

An upset woman leans over a family budget and scattered money.

An upset woman leans over a family budget and scattered money.

Finance

What is Debt Consolidation and Is It Right for You?

byEditorial Staff

July 14, 2025, 8:45 AM

A house is being measured with a measuring tape that has a dollar sign, symbolizing financial dependence on borrowed funds and mortgage debt.

A house is being measured with a measuring tape that has a dollar sign, symbolizing financial dependence on borrowed funds and mortgage debt.

Finance

Should You Use a Personal Loan to Pay Off Credit Card Debt?

byEditorial Staff

July 13, 2025, 11:29 PM

A businessman waters stacks of paper currency with a watering can in an office setting.

A businessman waters stacks of paper currency with a watering can in an office setting.

Finance

The Debt Avalanche Method: Is It a Better Way to Pay Off Debt?

byEditorial Staff

July 13, 2025, 12:21 PM

A realistic, transparent glass sphere rests on a podium, with a white sheet nearby, all against a light background.

A realistic, transparent glass sphere rests on a podium, with a white sheet nearby, all against a light background.

Finance

The Debt Snowball Method: A Step-by-Step Guide to Becoming Debt-Free

byEditorial Staff

July 13, 2025, 11:58 AM

A focused couple looking at a laptop and documents on a kitchen counter, appearing to be managing household bills.

A focused couple looking at a laptop and documents on a kitchen counter, appearing to be managing household bills.

Finance

How to Negotiate Your Bills – Cable, Internet, Phone

byEditorial Staff

July 12, 2025, 7:56 PM

A young woman with a wide smile sits in front of a window, likely at home.

A young woman with a wide smile sits in front of a window, likely at home.

Finance

The Best Frugal Living Tips from Super Savers

byEditorial Staff

July 12, 2025, 12:39 PM

3D rendering of a wooden toy car with coins in a jar, representing a savings concept.

3D rendering of a wooden toy car with coins in a jar, representing a savings concept.

Finance

How to Save for a Car: A Practical Guide

byEditorial Staff

July 12, 2025, 9:19 AM

A cheerful couple cooking together in a modern kitchen, following a recipe on a digital tablet.

A cheerful couple cooking together in a modern kitchen, following a recipe on a digital tablet.

Finance

The Financial Benefits of Meal Prepping

byEditorial Staff

July 12, 2025, 8:31 AM

A woman sits in a chair indoors.

A woman sits in a chair indoors.

Finance

How to Save Money on Utilities: A Room-by-Room Guide

byEditorial Staff

July 11, 2025, 8:26 PM

A concerned couple reviewing documents and a smartphone, appearing to manage finances.

A concerned couple reviewing documents and a smartphone, appearing to manage finances.

Finance

The Financial Tool That Turns Stressful Bills Into Planned Success: What is a Sinking Fund and Why Do You Need One?

byEditorial Staff

July 11, 2025, 7:59 PM

A man eagerly trying to take money from a woman who looks unimpressed, against a grey background.

A man eagerly trying to take money from a woman who looks unimpressed, against a grey background.

Finance

How to Stop Impulse Buying and Save More Money

byEditorial Staff

July 11, 2025, 7:07 PM

A small piggy bank next to a laptop keyboard and scattered calendar pages on a bright pink background.

A small piggy bank next to a laptop keyboard and scattered calendar pages on a bright pink background.

Finance

The 52-Week Savings Challenge: A Fun Way to Save Over $1,300

byEditorial Staff

July 11, 2025, 6:11 PM

A 3D render of a robot hand holding a pink piggy bank, with a coin dropping into it, on a light blue background.

A 3D render of a robot hand holding a pink piggy bank, with a coin dropping into it, on a light blue background.

Finance

Automating Your Savings: The Easiest Way to Build Wealth

byEditorial Staff

July 11, 2025, 6:06 PM

A piggy bank in a treasure chest overflowing with money and coins on a table, with a smiling couple blurred in the background.

A piggy bank in a treasure chest overflowing with money and coins on a table, with a smiling couple blurred in the background.

Finance

How Much Should You Have in Your Emergency Fund?

byEditorial Staff

July 11, 2025, 5:01 PM